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Marc Tonnacliff
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Personal Injury
If you've been in an accident, our personal injury attorney can help you receive the compensation you deserve. With our team’s successful track record in winning personal injury cases, we are dedicated to providing you the best family law services. If you also need a lawyer that specializes in criminal defense or a divorce lawyer, we can connect you with the right professionals.
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If you've been charged with a crime, it's essential to work with a lawyer that will defend your rights and fight for your freedom. Our team of experienced criminal defense lawyers is equipped to handle all areas of criminal defense. Additionally, if you're facing family issues, we also offer family law services, including assistance from a divorce lawyer. For those dealing with accidents, our personal injury attorney can help you navigate your case effectively.
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We provide compassionate and effective family law services, ensuring you have a lawyer that specializes in divorce, child custody, and more. If you need a divorce lawyer or require assistance with other family law matters, we are here to help.
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We can help you plan for the future and protect your assets, much like a lawyer that specializes in estate planning. Our team will guide you through the estate planning process, ensuring your wishes are carried out, similar to how a divorce lawyer ensures fair outcomes in family law services.
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About Marc Tonnacliff Law
Expertise in Criminal Defense
Expertise in Criminal Defense
Expertise in Criminal Defense
As an experienced criminal defense lawyer, I have successfully defended clients in various cases, including DUIs, drug offenses, and white-collar crimes. I am dedicated to protecting my clients' rights and ensuring they receive a fair trial. If you are looking for a lawyer that can navigate complex legal issues, whether in criminal defens
As an experienced criminal defense lawyer, I have successfully defended clients in various cases, including DUIs, drug offenses, and white-collar crimes. I am dedicated to protecting my clients' rights and ensuring they receive a fair trial. If you are looking for a lawyer that can navigate complex legal issues, whether in criminal defense or family law services like divorce, I am here to help. Additionally, I can provide guidance if you need a personal injury attorney.
Education & Credentials
Expertise in Criminal Defense
Expertise in Criminal Defense
I hold a law degree from Yale Law School and am a member of the National Association of Criminal Defense Lawyers. As a criminal defense lawyer, I have completed specialized training in forensic science and stay well-versed in the latest advancements in criminal law. Additionally, I provide family law services and can assist those seeking
I hold a law degree from Yale Law School and am a member of the National Association of Criminal Defense Lawyers. As a criminal defense lawyer, I have completed specialized training in forensic science and stay well-versed in the latest advancements in criminal law. Additionally, I provide family law services and can assist those seeking a divorce lawyer. If you're in need of a personal injury attorney, I can also offer my expertise in that area.
Client-Focused Approach
Expertise in Criminal Defense
Client-Focused Approach
I believe in taking a client-focused approach to each case as a lawyer that prioritizes your needs, whether you require a criminal defense lawyer, a divorce lawyer, or family law services. I ensure that my clients are informed and involved throughout the legal process. As a dedicated personal injury attorney, I am always available to answ
I believe in taking a client-focused approach to each case as a lawyer that prioritizes your needs, whether you require a criminal defense lawyer, a divorce lawyer, or family law services. I ensure that my clients are informed and involved throughout the legal process. As a dedicated personal injury attorney, I am always available to answer questions and provide guidance, working tirelessly to achieve the best possible outcome for each client.
Experienced Lawyer for Your Legal Needs
$87.5M Consumer Beef Price Fixing Class Action Settlement is Open to Claims
Cosequin Dog Joint Supplement $11.5 Million Class Action Settlement 2026 — Up to $150
Cosequin Dog Joint Supplement $11.5 Million Class Action Settlement 2026 — Up to $150
Status: Open to Claims
Settlement Amount: $87,500,000
Claim Form Deadline: June 30, 2026
Proof required: No receipts required for most claims
What is the Beef Price Fixing Class Action About?
You may be part of a new $87,500,000 class action settlement after allegations were raised that consumer beef prices in stores were fixed.
The antitrust class action lawsuit claimed that major American beef processors, including JBS, Cargill, National Beef, and Tyson Foods, conspired which each other to stop competing for market share, raising beef prices on ordinary American consumers.
The beef price-fixing class action lawsuit says that the purpose and effect of monopolizing and agreeing not to compete for market prices was higher margins for the companies and higher prices paid by consumers for beef.
Tyson and Cargill deny wrongdoing. The Court has not ruled that the beef companies did anything wrong. The settlements are proposed and require final Court approval.
Who is Included in the Settlement?
You may be included and eligible for a payment if you indirectly purchased eligible beef products for personal consumption between August 1, 2014 and December 31, 2019.
Indirectly purchased generally means you did not buy directly from one of the beef producers. Instead, like 99% of consumers, you bought it at a grocery store or supermarket in your everyday food purchases.
How Much Can I Get Paid?
Your payment will be a pro rata share of the settlement fund and depends on how much eligible beef you purchased during the class period and how many valid claims are approved.
There is no fixed payout amount. If you bought more eligible beef than average, your payment may be higher. If you bought less, your payment may be lower.
Most everyday grocery shoppers should expect a modest payment, potentially ranging from a few dollars to several dozen dollars, depending on total claims and Court approved deductions.
Eligible Beef Products
Eligible products include beef (fresh or frozen) made from chuck, loin, rib, or round primal cuts.
Where You Must Have Purchased
The class action states purchases must have been made in one of the listed states and jurisdictions, sometimes referred to as Repealer Jurisdictions:
Arizona, California, District of Columbia, Florida, Illinois, Iowa, Kansas, Massachusetts, Maine, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Carolina, North Dakota, Oregon, Rhode Island, South Dakota, Tennessee, Utah, West Virginia, and Wisconsin.
What Beef Products Are Not Included?
The class action settelment notice says these beef products are excluded if they were marketed as:
• Premium: USDA Prime, organic, 100% grass-fed, Wagyu, American-Style Kobe Beef.
• Specialty: No Antibiotics Ever (NAE), antibiotic-free, kosher, halal, certified humane.
• Processed: Ground, marinated, seasoned, flavored, breaded, or cooked beef.
How to File a Claim
To receive a payment, you must submit a Claim Form with all required information by June 30, 2026. You can file online through the official settlement website or mail a claim form that is postmarked by the deadline.
If you plan to file on behalf of someone else, the settlement administrator says documentation may be required to show you have authority to do so.
Do I Need Proof to File a Claim?
The beef class action lawsuit focuses on your estimated purchases during the class period. Many consumer settlements accept claims without receipts, but you should read the claim form instructions carefully and submit only truthful information. If you have documentation, you can keep it for your records in case the administrator requests follow-up.
Estimated Payment
If your claim is approved, payments will be a pro rata share of the net settlement fund after Court approved deductions for administration, lawyer fees, costs, and any service awards. The notice says your payment is expected to be proportional to the amount of eligible beef you purchased during the class period. The final amount depends on total valid claims.
Key Deadlines
• Claim submission deadline: June 30, 2026
• Opt out deadline: March 30, 2026
• Objection deadline: March 30, 2026
• Fairness Hearing: May 12, 2026 at 11:00 a.m. CDT
Case Overview
The case is titled In re: Cattle and Beef Antitrust Litigation. Consumer plaintiffs allege several major beef processors coordinated to limit competition and increase beef prices. Tyson and Cargill agreed to settlements totaling $87.5 million to resolve claims against them, while other defendants have not settled.
How Do I Find Class Action Settlements?
Find all the latest class actions you can qualify for by getting notified of new lawsuits as soon as they are open to claims
Cosequin Dog Joint Supplement $11.5 Million Class Action Settlement 2026 — Up to $150
Cosequin Dog Joint Supplement $11.5 Million Class Action Settlement 2026 — Up to $150
Cosequin Dog Joint Supplement $11.5 Million Class Action Settlement 2026 — Up to $150
Claim Deadline: July 21, 2026
Payout: Up to $150 per household ($25 per unit purchased)
Proof required: No
A new open class action has been settled over allegations that Nutramax Laboratories falsely marketed its Cosequin dog supplements as promoting joint health, mobility, and cartilage support. Cosequin products were advertised with claims like "Mobility, Cartilage and Joint Health Support," "Supports Mobility for a Healthy Lifestyle," and "Use Cosequin to help your pet Climb stairs, Rise and Jump!".
The class action lawsuit argued that peer-reviewed scientific studies found no evidence that Cosequin's active ingredients — glucosamine and chondroitin — actually improve joint health in dogs. One study published in the British Medical Journal's VetRecord found that dogs receiving Cosequin showed "no significant response" in gait analysis or subjective assessments, and owners reported "no significant improvements."
Can I File a Claim Right Now?
Yes. The claim form is open now at CosequinCASettlement.com. The deadline to file is July 21, 2026. No receipt or proof of purchase is required. You just need to state how many units of Cosequin you bought for your dog. This settlement is for California residents only.
Do I Qualify?
You qualify if you live in California (or lived in California during the purchase period) and bought any of the following Cosequin dog joint supplement products for personal use between May 3, 2016 and May 6, 2022: Cosequin DS Maximum Strength Chewable Tablets, Cosequin DS Maximum Strength Plus MSM Chewable Tablets, Cosequin Maximum Strength Plus MSM Chewable Tablets, Cosequin with MSM Chewable Tablets, Cosequin DS Maximum Strength Plus MSM Soft Chews, Cosequin Maximum Strength Plus MSM Soft Chews, and Cosequin with MSM Soft Chews.
"Personal use" means you bought them for your own pet — not for resale or business purposes. This settlement is California only. Residents of other states are not included.
How Much Money Will I Get?
You can receive up to $25 per unit of Cosequin purchased, up to a maximum of $150 per household. One claim form per household (everyone living at the same address counts as one household). If you bought 6 or more units during the purchase period, you would receive the maximum $150. If you bought 3 units, you would receive $75. If total claims exceed the settlement fund after fees, payments may be reduced proportionally.
Do I Need a Receipt?
No. You do not need a receipt or any proof of purchase to file a claim. You simply state on the claim form how many units of Cosequin you purchased for your dog during the eligible period. No documentation is required.
Which Cosequin Products Are Covered?
The following seven Cosequin dog products are included in the settlement:
• Cosequin DS Maximum Strength Chewable Tablets
• Cosequin DS Maximum Strength Plus MSM Chewable Tablets
• Cosequin Maximum Strength Plus MSM Chewable Tablets
• Cosequin with MSM Chewable Tablets
• Cosequin DS Maximum Strength Plus MSM Soft Chews
• Cosequin Maximum Strength Plus MSM Soft Chews
• Cosequin with MSM Soft Chews
Cat products are not included. Only dog Cosequin products are covered.
What Are the Important Dates?
Claim Deadline: July 21, 2026
Opt-Out Deadline: June 22, 2026
Objection Deadline: June 22, 2026
Final Fairness Hearing: August 13, 2026 at 10:00 AM, Courtroom 6D, First Street U.S. Courthouse, 350 W. 1st Street, Los Angeles, CA 90012
What Happens If I Do Nothing?
If you do nothing, you will remain in the settlement class and give up your right to sue Nutramax over the same claims, but you will not receive any money. To get paid, you must file a claim by July 21, 2026.
Case Information
Caption: Justin Lytle and Christine Musthaler v. Nutramax Laboratories, Inc. and Nutramax Laboratories Veterinary Sciences, Inc., Case No. 5:19-CV-00835-FMO-SP
Court: U.S. District Court, Central District of California
Judge: Honorable Fernando M. Olguin
Settlement Fund: $11,500,000
Class Counsel: Milberg Coleman Bryson Phillips Grossman, PLLC; Levin, Papantonio, Proctor, Buchanan, O'Brien, Barr & Mougey P.A.
Attorney Fees: Up to 33% of the settlement fund
Service Awards: Up to $7,500 per class representative
How Do I Find Class Action Settlements?
Find all the latest class actions you can qualify for by getting notified of new lawsuits as soon as they are open to claims:
Official Settlement Notice (PDF)
Settlement Website: CosequinCASettlement
Submit Claim
Sources
• Official Settlement Site
• PR Newswire — Cosequin Settlement Notice (March 2026)
• Court-authorized settlement notice (reviewed March 2026)
Filing Class Action Settlement Claims
Please note that your claim form will be rejected if you submit a settlement claim with any fraudulent information. By providing this information and your sworn statement of its veracity, you agree to do so under the penalty of perjury. If you are not sure whether you qualify, visit the class action administrator's website. OpenClassActions.com is a consumer advocacy and class action news site, and is not a class action administrator or a law firm.
Ideal Image $3.5 Million Privacy Class Action Settlement
Cosequin Dog Joint Supplement $11.5 Million Class Action Settlement 2026 — Up to $150
$17.5 Million Visa Mastercard Discover Credit Card Fees Settlement
Claim Form Deadline: April 27, 2026
Estimated Payout: Up to $17.00
Ideal Image Settles $3.5 Million Website Privacy Class Action
If you used the Ideal Image website (idealimage.com) to schedule a consultation for services at any time between January 1, 2023 and November 2025, you may be eligible for a cash payment of up to $17.00 from a $3.5 million class action settlement. No proof of purchase is required. You may need to provide a notice or claim ID that you may have received in the mail or email from the settlement administrator. The deadline to file a claim is April 27, 2026.
The lawsuit alleged that Ideal Image used tracking technologies on its website, including the Meta pixel and other cookies and analytics tools, that disclosed visitors' personal information to third parties without their consent. The claims were brought under the Florida Security of Communications Act, the California Invasion of Privacy Act, and the federal Electronic Communications Privacy Act.
What is Ideal Image?
Ideal Image is one of the largest medical spa chains in North America. The company was founded in 2001 in Tampa, Florida and originally focused on laser hair removal. It has since expanded to offer a wide range of cosmetic and aesthetic treatments at over 100 locations across the United States.
Services offered at Ideal Image locations include laser hair removal, Botox, CoolSculpting body contouring, dermal fillers, chemical peels, microneedling, Ultherapy skin tightening, and IPL photofacials. The company markets itself as "North America's #1 Aesthetics Brand" and employs licensed medical and nursing professionals at its clinics.
To book an appointment, customers typically visit idealimage.com and schedule a free consultation online. That online scheduling process is at the center of this class action settlement. When consumers visited the website to book treatments, the lawsuit alleged that tracking code on the site was quietly sending their personal information to third parties like Meta (the company that owns Facebook and Instagram) without telling them.
This is particularly concerning for a med spa website because the types of services someone is researching, such as body contouring, skin treatments, or hair removal, can be considered sensitive personal information.
What is Pixel Tracking and Why Is It a Privacy Problem?
A tracking pixel is a tiny, invisible piece of code that a website installs on its pages. You cannot see it when you visit a website. It runs silently in the background.
The most common tracking pixel is the Meta pixel (formerly called the Facebook pixel). When a website has the Meta pixel installed, it can send information about every visitor back to Meta. This can include what pages you viewed, what buttons you clicked, what services you looked at, and identifiers that connect your browsing activity to your Facebook or Instagram profile.
Companies install pixels because they help with advertising. For example, if you visit Ideal Image's website and look at laser hair removal, the pixel can tell Meta about that visit. Later, you might see a targeted ad for Ideal Image on your Facebook feed. That is how the pixel works behind the scenes.
The privacy problem is that most people have no idea this is happening. You did not agree to have your browsing activity on a med spa website shared with Facebook. You were not told that the specific treatments you were looking at would be transmitted to a third-party advertising company. Several federal and state privacy laws say that companies cannot intercept or disclose your personal communications and online activity without your consent.
This issue is not unique to Ideal Image. Dozens of companies have faced similar pixel tracking class action lawsuits in recent years, resulting in settlements worth hundreds of millions of dollars combined. Other companies that have settled similar cases include Aspen Dental ($18 million), DaVita ($3.8 million), Lemonaid Health ($3.25 million), SelectQuote ($8.25 million), Forbes ($7.5 million), AARP ($12.5 million), Duly Health ($1.88 million), and Dapper Labs ($5 million).
Who Qualifies for the Ideal Image Settlement?
You qualify if you are a consumer who used idealimage.com to schedule a consultation for services between January 1, 2023 and the date preliminary approval was granted (approximately November 2025).
To submit a valid claim, you must also confirm that you have or had an active account with Meta (Facebook or Instagram) during that same time period. This is because the lawsuit centers on the Meta pixel allegedly sharing your browsing data with Meta.
If you received an email or mail notice from the settlement administrator, Ideal Image's records indicate you are a class member.
How Much Money Will I Get from the Ideal Image Settlement?
Each class member who submits a valid claim will receive a cash payment of up to $17.00.
If the total number of approved claims exceeds the $3.5 million settlement fund after deducting attorney fees, administration costs, and incentive awards, each payment will be reduced proportionally. If fewer people file claims, you receive the full $17.00.
Payments will be made by electronic payment or mailed check within 30 days after the settlement becomes effective. Checks must be cashed within 180 days or they become void.
What Was the Ideal Image Privacy Lawsuit About?
A California consumer resident, filed this class action alleging that Ideal Image deployed tracking technologies on its website that intercepted and disclosed visitors' personal information to third parties without consent.
The complaint alleged violations of three privacy laws: the Florida Security of Communications Act (FSCA), the California Invasion of Privacy Act (CIPA), and the federal Electronic Communications Privacy Act (ECPA).
The plaintiff originally filed in the U.S. District Court for the Southern District of California in December 2024, then voluntarily dismissed that case and refiled in Hillsborough County Circuit Court in Florida in November 2025 after the parties reached a settlement through mediation.
Ideal Image denies that it violated any law and says it would have prevailed at trial. The settlement is not an admission of wrongdoing.
Ideal Image Settlement Deadlines: Key Dates to Know
Claim Form Deadline: April 27, 2026
Opt-Out Deadline: April 27, 2026
Objection Deadline: April 27, 2026
Final Approval Hearing: June 17, 2026 at 9:30 AM ET via Zoom
Payments will be issued within 30 days after the settlement becomes final and all appeals are resolved.
Ideal Image Privacy Settlement: Frequently Asked Questions
Do I need to file a claim form for the Ideal Image settlement?
Yes. Unlike some settlements, this one requires you to submit a claim form to receive a payment. Go to theIdeal Image Settlement website and complete the online form by April 27, 2026.
Do I need proof that I used the Ideal Image website?
No. You do not need to provide receipts or screenshots. You just need to confirm that you used the IdealImage.com to schedule a consultation during the class period and that you had a Meta account.
What if I don't file a claim?
If you do not file a claim, you will not receive any payment. However, unless you opt out, you will still be bound by the settlement and will give up your right to sue Ideal Image over the same issues.
Can I opt out of the Ideal Image settlement?
Yes. The deadline to opt out is April 27, 2026. You must send a written request for exclusion to the settlement administrator. If you opt out, you will not receive any payment but you keep your right to sue Ideal Image separately.
Is there a way to get more than $17?
No. The maximum individual payment is $17.00. The actual amount may be less if a large number of claims are filed and the total exceeds the settlement fund after expenses.
Who are the lawyers in this case?
Class counsel is Sarah N. Westcot and Alec Leslie of Bursor & Fisher, P.A. and the Law Offices of Jibrael S. Hindi, PLLC. They will request attorney fees of up to one-third of the $3.5 million settlement fund (approximately $1.17 million) plus up to $15,000 in litigation costs. The class representative will seek a $3,000 incentive award.
What changes will Ideal Image make to its website?
As part of the settlement, Ideal Image agreed to suspend its collection of sensitive information from consumers on idealimage.com through tracking technologies that disclose personal data to third parties without consent.
Are there other pixel tracking settlements I can file?
Yes. Several other companies have settled similar Meta pixel and website tracking privacy class actions. Check these active and recent settlements to see if you qualify:
• Duly Health Tracking Pixel Settlement ($1.88 million)
• Dapper Labs VPPA Privacy Settlement ($5 million)
• Lemonaid Health Pixel Tracking Settlement ($3.25 million)
Submit Claim at idealimagesettlement.com
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Sources
• idealimagesettlement.com (Official Settlement Website)
Case Details
Case: Minano v. Ideal Image Development Corporation, Case No. 25-CA-011075
Court: Circuit Court for the 13th Judicial Circuit, Hillsborough County, Florida
Settlement Amount: $3,500,000
Individual Payment: Up to $17.00
Claim Form Required: Yes
Claim Form Deadline: April 27, 2026
Opt-Out Deadline: April 27, 2026
Final Approval Hearing: June 17, 2026 at 9:30 AM ET via Zoom
Class Period: January 1, 2023 through preliminary approval date
Settlement Administrator Website: idealimagesettlement.com
$17.5 Million Visa Mastercard Discover Credit Card Fees Settlement
Generic Drugs Price-Fixing Settlements — Complete Guide to Every Program, Website, and How to File
$17.5 Million Visa Mastercard Discover Credit Card Fees Settlement
Status: Open to Claims
Deadline: May 19, 2026
Settlement Amount: $17,500,000
Proof Required: No
If you live in Illinois and used a non-rewards Visa, Mastercard, or Discover credit card to shop at stores like Walmart, Target, Home Depot, CVS, Walgreens, Kroger, or Best Buy between January 2016 and June 2022, you may be able to get money from a $17.5 million class action settlement. No proof of purchase is required to file a claim. The deadline to file is May 19, 2026.
This open class action settlement comes after a jury found American Express liable under Illinois consumer protection law for its "anti-steering" rules.
Amex had rules that prevented stores from encouraging customers to pay with a cheaper card. Because stores could not steer customers away from expensive Amex cards, stores raised prices for everyone — including people who never even had an Amex card. The jury awarded $12.5 million in damages. Amex and the plaintiffs then agreed to a $17.5 million settlement before the court entered a final judgment.
Who Qualifies for the Visa Mastercard Discover Credit Card Settlement?
Only one group of people can file a claim for money: the Illinois non-rewards credit card class. This is the only class that won at trial.
You qualify if all of the following are true: you are an individual (not a business), your credit card billing address was in Illinois during January 29, 2016 to June 1, 2022, you have a Visa, Mastercard, or Discover general purpose credit card that does not offer rewards and does not charge an annual fee, you used that card to make a purchase at one of the 38 qualifying merchants in Illinois during that time period, and you did not hold an American Express credit or charge card (including co-branded Amex cards) at any time during the class period.
A non-rewards credit card means a basic credit card with no cashback, no points, no miles, and no annual fee. If your card offered any type of rewards program or charged an annual fee, you do not qualify.
Who Does Not Qualify for the Credit Card Overcharge Settlement?
You cannot file a claim if you currently hold or previously held an American Express credit or charge card (including co-branded cards) during the class period. Debit card holders are not eligible for payment even though debit card classes were certified in the lawsuit — the jury did not find damages for debit card users. Non-rewards credit card holders in Washington D.C. and Kansas are also part of the settlement class but cannot file claims for money. Purchases of prescription drugs or medical services where you only paid a flat insurance copay are excluded.
How Much Money Will I Get from the $17.5 Million Credit Card Settlement?
The exact payout per person is unknown at this time. After taxes, notice and administration costs, attorney fees (up to 33.3% of the $17.5 million fund), and litigation expenses (up to $8 million) are deducted, the remaining money will be divided equally among all valid claimants.
Your payment will depend entirely on how many people file valid claims. Fewer claims filed means a bigger check for each person. The settlement does not use a pro rata formula based on spending — every valid claimant gets an equal share.
What is Anti-Steering, Exactly?
Anti-steering is a rule that stops a business from telling customers to use a cheaper way to pay, especially with credit card merchants that charge fees. It means a company such as Visa, MasterCard or Amex might say, “You are not allowed to push customers toward another payment method, even if it costs you less.”
How to File a Claim for the Visa, Mastercard, Discover Credit Card Settlement (Step by Step)
File your claim online at AmexAntitrust.com or by mail. You will need to provide your name, address, and Illinois billing address for your non-rewards credit card. The claim form does not require receipts or proof of purchase, but the settlement administrator may request documentation later to verify eligibility.
If filing by mail, send your completed claim form to: Amex Antitrust, c/o A.B. Data, Ltd., P.O. Box 173092, Milwaukee, WI 53217. Mailed claims must be postmarked by May 19, 2026.
Full List of 38 Qualifying Stores: Walmart, Target, Home Depot, CVS, Walgreens, Kroger, Best Buy, and More
You must have made at least one purchase at one of these retailers in Illinois using your non-rewards credit card during the class period. The 38 qualifying merchants and their store brands include:
Academy Sports + Outdoors, Advance Auto Parts, Albertsons (including Safeway, Jewel-Osco, Vons, Pavilions, Randalls, Tom Thumb, Carrs, Acme, Shaw's, Star Market, United Supermarkets, Market Street, Haggen, Kings Food Markets, Balducci's), American Eagle Outfitters (including Aerie), Bed Bath & Beyond (including buybuy BABY), Best Buy (including Geek Squad, Magnolia), Big Lots, BI-LO, BJ's Wholesale Club, Burlington (including Baby Depot, Burlington Coat Factory), Camping World (including Good Sam Club), Circle K, CVS Pharmacy, Dick's Sporting Goods (including Golf Galaxy), Foot Locker, GameStop, Gap (including Old Navy, Banana Republic, Athleta), H&M (including COS), Home Depot, Hy-Vee, IKEA, Kohl's, Kroger, Lowe's, Meijer, Michaels, Publix, Rite Aid, Ross Dress for Less, Sprouts Farmers Market, Target, TJ Maxx (including Marshalls, HomeGoods), Tractor Supply Company, Ulta Beauty, SuperValu (United Natural Foods), Walgreens, Walmart (including Sam's Club), and Williams-Sonoma (including Pottery Barn, Pottery Barn Kids, West Elm).
Why Were Visa, Mastercard, and Discover Card Users Overcharged Because of American Express?
American Express charges merchants higher processing fees than other card networks. To prevent stores from steering customers toward cheaper cards, Amex included anti-steering provisions (also called non-discrimination provisions) in its merchant agreements. These rules prevented merchants from offering discounts, expressing preferences, or otherwise encouraging customers to use a Visa, Mastercard, or Discover card instead of Amex.
Because merchants could not steer customers, plaintiffs alleged that stores raised their prices across the board to cover the higher Amex fees and charged all customers the same amount. This meant that even customers who did not have an Amex card — people using basic Visa, Mastercard, or Discover cards — ended up paying inflated prices caused by Amex's higher merchant fees.
The case went to a three-week jury trial that concluded on August 28, 2025. The jury found that Amex violated the Illinois Consumer Fraud and Deceptive Business Practices Act and awarded $6 million in compensatory damages and $6.5 million in punitive damages ($12.5 million total). However, the jury did not find antitrust violations under federal law or the laws of the other eight states with certified classes. Only the Illinois non-rewards credit card class was found to have suffered damages.
American Express denies all wrongdoing. Visa, Mastercard, Discover, and the 38 qualifying merchants are not accused of anything.
Why Is the Credit Card Settlement $17.5 Million When the Jury Awarded $12.5 Million?
The $12.5 million was the jury verdict. Before the court entered a final judgment on that verdict, Amex and the plaintiffs agreed to settle the entire case for $17.5 million. This higher amount resolved all claims across all certified classes (not just Illinois), avoided the cost and uncertainty of post-trial motions and appeals, and provided a guaranteed fund for the Illinois non-rewards credit card class.
Credit Card Settlement Deadlines: When to File Your Claim, Object, and Get Paid
Claim Deadline: May 19, 2026
Objection Deadline: April 29, 2026
Final Approval Hearing: June 17, 2026, at 11:00 a.m.
Court: U.S. District Court, Eastern District of New York, 225 Cadman Plaza East, Brooklyn, NY 11201
Judge: Nicholas G. Garaufis
Payments will be issued after the court grants final approval and any appeals are resolved.
Frequently Asked Questions
Do I need receipts or proof of purchase to file a claim for the credit card settlement?
No. You do not need to submit receipts or proof of purchase with your claim. You provide your Illinois billing address on the claim form. The settlement administrator may later request documentation to verify eligibility.
Can I file a claim if I used a rewards credit card with cashback or points?
No. Only non-rewards credit cards qualify. If your Visa, Mastercard, or Discover card offered cashback, points, miles, or any other rewards, or if it charged an annual fee, you are not eligible.
Can I file a claim if I used a Visa or Mastercard debit card at Walmart or Target?
No. The jury found that debit card holders did not suffer damages. Debit card class members are bound by the settlement and release their claims against Amex, but they cannot file for payment.
I live outside Illinois. Can I get money from the Visa Mastercard credit card settlement?
No. Only Illinois non-rewards credit card class members can file claims. Debit card classes in Alabama, D.C., Kansas, Maine, Mississippi, North Carolina, Oregon, and Utah, and non-rewards credit card classes in D.C. and Kansas release their claims but receive no payment.
Can I still opt out of the Visa Mastercard Discover credit card settlement?
No. The deadline to exclude yourself (opt out) has passed. You are bound by the settlement whether you file a claim or not.
Is this the same as the Visa Mastercard $5.5 billion merchant swipe fee settlement?
No. This is a completely separate case. The Visa/Mastercard interchange fee case involves merchants suing over swipe fees. This case involves consumers who were overcharged because Amex prevented merchants from steering customers to cheaper cards. Visa, Mastercard, and Discover are not defendants here.
What happens if I do nothing and don't file a claim for the credit card settlement?
If you do nothing, you will not receive any money. You are still bound by the settlement and release your claims against Amex. If you are eligible and want payment, you must file a claim by May 19, 2026.
Who are the lawyers in this case?
The court-appointed class counsel includes Berman Tabacco, Gordon Ball PLLC, Stearns Weaver Miller, Kahn Swick & Foti, Lovell Stewart Halebian Jacobson, Miller Law LLC, Stamell & Schager, Saltz Mongeluzzi & Bendesky, and Wagstaff & Cartmell. They will request attorney fees of up to 33.3% of the settlement fund plus expenses of up to $8 million.
I live in Chicago. Do I qualify for the Visa Mastercard credit card settlement?
Yes, if you meet the eligibility requirements. Chicago is in Illinois, and this settlement is for Illinois residents. If you used a non-rewards Visa, Mastercard, or Discover credit card (no cashback, no points, no annual fee) to buy something at one of the 38 qualifying stores in Illinois between January 29, 2016 and June 1, 2022, and you did not have an American Express card during that time, you may qualify. File your claim at AmexAntitrust.com by May 19, 2026.
What is a non-rewards credit card? How do I know if my Visa or Mastercard qualifies?
A non-rewards credit card is a basic credit card that does not offer cashback, points, miles, or any other rewards program and does not charge an annual fee. Think of it as a plain, no-frills card. If your Visa, Mastercard, or Discover card earns any type of reward when you make purchases, or if it charges you an annual fee, it does not qualify for this settlement. Only basic cards with no rewards and no annual fee are eligible.
Settlement Notice
Sources
• AmexAntitrust.com (Official Settlement Website)
• Bloomberg Law, "American Express Inks $17.5 Million Post-Verdict Antitrust Deal" (Jan. 26, 2026)
• Bienert Katzman Littrell Williams LLP, "$12.5 million jury verdict against American Express" (Sep. 9, 2025)
• Squire Patton Boggs, "American Express Verdict Highlights Growing Risk of State Competition Law Claims" (Sep. 2025)
Case Details
Case: Moskowitz v. American Express Co., No. 19-CV-566
Court: U.S. District Court, Eastern District of New York
Judge: Nicholas G. Garaufis
Settlement Amount: $17,500,000
Claims Administrator: A.B. Data, Ltd.
Official Website: AmexAntitrust.com
Roblox Child Predator Lawsuit — Was Your Child Targeted? You May Be Entitled to a Big Settlement
Generic Drugs Price-Fixing Settlements — Complete Guide to Every Program, Website, and How to File
Generic Drugs Price-Fixing Settlements — Complete Guide to Every Program, Website, and How to File
Status: Attorneys Actively Accepting Cases — Time Is Limited to File
Compensation: Varies — potentially significant depending on severity of harm
Cost: $0 — 100% free case evaluation, no obligation
What Is This About?
Roblox is one of the most popular gaming platforms in the world, with over 150 million daily active users. The company markets itself as a safe, creative space for kids. Over 40 percent of its users are under 13 years old, and nearly 75 percent of all U.S. children between ages 9 and 12 play Roblox regularly.
But behind the colorful games and cartoon characters, a disturbing reality has emerged. Hundreds of families across the country have come forward alleging that sexual predators used Roblox to find, contact, groom, and sexually exploit their children. The lawsuits allege that Roblox Corporation knew about the dangers on its platform for years — including grooming, sextortion, and child sexual abuse — but failed to implement basic safety measures because doing so would hurt engagement and profits.
Here is how it typically happens: an adult creates a Roblox account (lying about their age, since sign-up only requires a username, password, and birthday), enters games popular with younger children, and begins chatting with a child. The predator builds trust over days or weeks. Once the child feels comfortable, the predator moves the conversation to a less-monitored platform like Discord or Snapchat, where they pressure the child into sharing explicit images, engaging in sexual conversations, or meeting in person. In many cases, the predator then uses those images to blackmail the child into continued compliance — a practice known as sextortion.
The consequences have been devastating. Lawsuits describe children who suffered sexual assault, rape, sex trafficking, long-term psychological trauma, and in the most tragic cases, suicide. As of March 2026, over 130 lawsuits have been consolidated into a federal multidistrict litigation (MDL) in the Northern District of California, and the number is growing. Multiple state attorneys general — including Texas, Iowa, and Los Angeles County — have also filed separate legal actions against Roblox.
If your child was targeted by a predator on Roblox, you may be entitled to significant compensation.
Do I Qualify?
You may qualify if your child (or a loved one) was a minor when they used Roblox and was targeted by a predator on the platform. The evaluation asks a few simple questions to determine eligibility:
• Was the person a user of Roblox as a minor (under 18)?
• Was the person a victim of abuse or exploitation from someone they met on Roblox?
• What type of harm occurred? Qualifying harms include: suicide or attempted suicide, rape or statutory rape, attempted rape, sexual assault or extortion (sextortion), sex trafficking, a child being pressured into sharing sexually explicit images or videos with the abuser
• Are you currently represented by an attorney on a case against Roblox? (If yes, you would not need a new evaluation)
Cases are accepted in all 50 U.S. states for most harm categories. The evaluation is 100% free, takes under a minute, and there is no obligation.
How Much Compensation Could I Receive?
There is no fixed settlement fund or capped payout because these are individual lawsuits, not a single class action. Compensation depends on the severity of harm. Cases involving sexual abuse, sextortion, suicide attempts, hospitalization, or long-term trauma could result in significant payouts — potentially hundreds of thousands to millions of dollars in the most severe cases.
Compensation may cover therapy and medical treatment costs, emotional distress and pain and suffering, loss of quality of life, and in wrongful death cases, damages for the loss of a child. Attorneys handle these cases on a contingency basis, meaning they only get paid if you receive compensation. There is no upfront cost.
What Is Happening in Court Right Now? (March 2026)
The Roblox lawsuits are moving quickly. Here are the major developments:
In December 2025, the Judicial Panel on Multidistrict Litigation approved consolidation of Roblox child sexual exploitation lawsuits into a single MDL: In re: Roblox Corporation Child Sexual Exploitation and Assault Litigation, MDL 3166, in the Northern District of California. Judge Richard Seeborg is overseeing the case.
As of early 2026, at least 132 lawsuits have been consolidated into the MDL, with more being filed regularly.
The first case management conference was scheduled for February 27, 2026, in San Francisco. This is the first opportunity for the judge to set the pace and structure of the litigation moving forward.
In February 2026, Los Angeles County filed its own lawsuit against Roblox, alleging the platform is "a breeding ground for predators."
The Texas Attorney General sued Roblox in early 2026, accusing the company of "putting pixel pedophiles and profits over the safety of Texas children."
Iowa's Attorney General also filed suit, alleging Roblox was deceptively marketed as safe for children while failing to implement basic safeguards.
The Netherlands' consumer protection regulator launched an investigation into whether Roblox violates the EU's Digital Services Act protections for minors.
Roblox Corporation has pushed to force some families' lawsuits into private arbitration, which would keep the cases out of the public eye. Hundreds of parents are fighting back against this effort.
What If the Abuse Started on Roblox but Moved to Another Platform?
That is actually the most common scenario described in the lawsuits. Predators typically make first contact with a child inside a Roblox game, build trust through in-game chat, and then move the conversation to Discord, Snapchat, or other messaging apps where there is less oversight. The legal argument — which courts have accepted — is that Roblox served as the entry point that gave the predator access to the child. Your claim may involve multiple platforms.
Why Are These Lawsuits Being Filed Against Roblox?
The lawsuits are not just about individual predators. They target Roblox Corporation itself for allegedly designing and maintaining a platform that makes it easy for adults to contact children without adequate safeguards. Specific allegations include that Roblox's sign-up process requires only a username, password, and birthday with no real age verification (until very recently), that adult users could easily enter games designed for young children and initiate private conversations, that Roblox's moderation systems failed to detect and prevent grooming behavior, that the company was aware of widespread predator activity but prioritized user engagement and revenue over child safety, and that Roblox marketed itself as safe for children when internal data showed otherwise.
A landmark court ruling in the related social media addiction litigation determined that platform design features are "product designs" rather than protected speech, which means companies like Roblox cannot hide behind Section 230 of the Communications Decency Act to avoid liability.
Is There a Deadline to File?
Yes. Statutes of limitations apply and vary by state. Time is limited to file a claim. Some states have shorter filing windows than others, and once the deadline passes, you may lose your right to seek compensation permanently. If you believe your child was targeted on Roblox, you should complete the free evaluation as soon as possible to determine whether your case is still within the filing window.
How Do I Get Started?
The evaluation is a short form that takes under a minute. It asks whether the person was a minor Roblox user, whether they were a victim of abuse from someone they met on the platform, and what type of harm occurred. There is no cost, no obligation, and no risk. If your case qualifies, you will be connected with an experienced attorney who handles Roblox exploitation cases.
Generic Drugs Price-Fixing Settlements — Complete Guide to Every Program, Website, and How to File
Generic Drugs Price-Fixing Settlements — Complete Guide to Every Program, Website, and How to File
Generic Drugs Price-Fixing Settlements — Complete Guide to Every Program, Website, and How to File
Combined Settlement Total: Over $850,000,000
Claim Form Status: Not Yet Open (Registration Only)
Can I File a Claim Right Now?
No. As of March 2026, there are no claim forms open on any of the generic drugs settlement websites. You cannot submit a claim or receive a payment yet. Both the End-Payer program and the AG consumer program are only accepting email registrations so you can be notified when the claims process begins. If you think you may qualify, the best thing you can do right now is register on both official websites so you do not miss the claim window when it opens.
Why Are There So Many Different Websites?
This is the number one question people have, and the answer is simple once you understand it: there are multiple websites because there are multiple separate legal programs all dealing with the same underlying problem — generic drug companies allegedly conspired to fix prices — but through different legal channels.
Think of it like this. Imagine a car company got caught overcharging millions of people. The state attorneys general might file their own lawsuits in one court. A separate group of consumer lawyers might file a class action in a different court. And the pharmacies and wholesalers who bought those cars might file their own case in yet another court. Each of those cases ends up with its own settlement, its own website, its own timeline, and its own claim form. That is exactly what happened here with generic drugs.
There are three main programs. Here is what each one does and who it is for:
Program 1: The AG Consumer Site (AGGenericDrugs.com)
Website: AGGenericDrugs.com
Who it is for: Individual consumers — regular people who personally bought generic prescription drugs.
Who runs it: A coalition of 48+ State Attorneys General, led by Connecticut.
Claim form available? Not yet. Registration only.
This is the program most individual consumers will use. It is run by state attorneys general from nearly every state in the country. If you personally went to a pharmacy and paid for a generic prescription drug between May 2009 and December 2019, this is likely your program.
The AG program has settled with four companies so far: Apotex ($39.1 million), Heritage ($10 million), Bausch ($4.08 million), and Lannett ($13.77 million), for a combined total of about $66.95 million in the AG track alone. The Bausch and Lannett settlements received preliminary court approval on February 28, 2026. The deadline to exclude yourself or object to the Bausch/Lannett settlements is May 6, 2026, and the final approval hearing is May 27, 2026 in the U.S. District Court for the District of Connecticut.
The AG program website has a complete drug list you can check to see if any medications you purchased are covered.
Program 2: The End-Payer Site (GenericDrugsEndPayerSettlement.com)
Website: GenericDrugsEndPayerSettlement.com
Who it is for: "End-payers" — consumers who paid for drugs, AND health insurers, employer plans, and union benefit plans that reimbursed drug costs.
Who runs it: Class action attorneys in the federal MDL (In re Generic Pharmaceuticals Pricing Antitrust Litigation, No. 16-MD-2724, E.D. Pa.).
Claim form available? Not yet. Registration only.
This is the federal class action program. It covers the same underlying price-fixing allegations but through a separate legal case in federal court. The word "End-Payer" just means anyone who ultimately paid for a covered drug — either you personally, or an insurance company or employer plan that paid on your behalf.
The End-Payer program has multiple settlement groups, each with its own page on the site: Apotex/Heritage classes, Sun/Taro classes (preliminary approval granted, fairness hearing was January 15, 2026), Sandoz ($275 million — the largest single settlement in this litigation, announced March 2025), and Certified Litigation classes (still in active litigation against remaining defendants).
A consumer could potentially qualify for both the AG program and the End-Payer program depending on which drugs they bought and which manufacturers are involved. These are separate legal programs and filing on one does not automatically file you on the other.
Program 3: The Direct Purchaser Site (GenericDrugsDirectPurchaserSettlement.com)
Website: GenericDrugsDirectPurchaserSettlement.com
Who it is for: Direct purchasers — pharmacies, wholesalers, and distributors that bought drugs directly from the manufacturers.
Claim form available? Not applicable for most consumers.
This site is not for regular consumers. It is for businesses that bought generic drugs directly from manufacturers (not from a pharmacy or retailer). If you are a regular person who bought prescriptions at a pharmacy, this site will redirect you to the End-Payer site.
Quick Comparison: Which Site Is for You?
WebsiteWho It Is ForRun ByClaim Form Open?AGGenericDrugs.comIndividual consumers who bought generic Rx drugs48+ State Attorneys GeneralNo — register for updatesGenericDrugsEndPayerSettlement.comConsumers AND insurers/employer health plansFederal class action attorneys (MDL, E.D. Pa.)No — register for updatesGenericDrugsDirectPurchaserSettlement.comPharmacies, wholesalers, distributors onlyDirect purchaser class attorneysNot for consumers
What Is This Case About?
Dozens of generic drug manufacturers are accused of conspiring to fix the prices of hundreds of commonly used prescription medications between 2009 and 2019. Instead of competing against each other to offer the lowest price — which is how generic drugs are supposed to work — these companies allegedly coordinated to keep prices artificially high, divvy up market share, and avoid undercutting each other. The result was that millions of Americans and their health insurance plans paid more than they should have for everyday medications like antibiotics, blood pressure drugs, antidepressants, diabetes medications, and thyroid treatments.
The litigation is massive. It involves over 60 named corporate defendants, 25 individual executives, and hundreds of generic drugs. State attorneys general from nearly every state in the country filed three separate complaints. The federal class action was consolidated into a Multi-District Litigation (MDL) in the Eastern District of Pennsylvania. Settlements have been reached with some companies, while litigation continues against many others. The first trial is expected in late 2026 in Hartford, Connecticut.
How Much Money Is in These Settlements?
The combined settlement total across all programs is now over $850 million. Here is the breakdown by program:
SettlementProgramAmountStatusSandoz / FougeraEnd-Payer$275,000,000Preliminary approval (March 2025)Apotex / HeritageEnd-PayerUndisclosed (separate from AG amounts)Preliminary approvalSun / TaroEnd-PayerUndisclosedFairness hearing Jan 15, 2026ApotexAG Consumer$39,100,000Approved (Nov 2024)HeritageAG Consumer$10,000,000Approved (Nov 2024)BauschAG Consumer$4,080,000Preliminary approval (Feb 28, 2026)LannettAG Consumer$13,770,000Preliminary approval (Feb 28, 2026)
Many other defendants — including Teva, Actavis, Amneal, Lupin, Mallinckrodt, Mylan (now Viatris), Pfizer, and others — remain in active litigation and have not yet settled. In February 2026, 42 states filed a new lawsuit against Novartis and its subsidiaries Sandoz Group AG and Sandoz AG alleging a separate campaign to fix prices for 31 additional generic drugs. Additional settlements are expected over time.
Who Qualifies?
You may be eligible if you purchased, paid for, or reimbursed the cost of certain generic prescription drugs in the United States between May 1, 2009 and December 31, 2019. This includes individual consumers who personally paid for prescriptions at a pharmacy (out of pocket, copay, or coinsurance), health insurance companies that reimbursed drug costs, and employer health plans or union benefit plans that paid for prescription drug coverage.
The specific drugs covered include hundreds of common generics. Some of the most well-known medications on the list include Albuterol (asthma), Amitriptyline (antidepressant), Amoxicillin (antibiotic), Amlodipine (blood pressure), Digoxin (heart), Doxycycline (antibiotic), Furosemide (diuretic), Glyburide and Glipizide (diabetes), Levothyroxine (thyroid), Lisinopril (blood pressure), Metoprolol (blood pressure/heart), Pravastatin (cholesterol), Sertraline (antidepressant), and Warfarin (blood thinner). This is not a complete list — check the official AG drug list for the full inventory.
When Will Claim Forms Be Available?
No specific date has been announced by either program. The AG consumer site says claims will open after final court approvals and that registrants will be notified by email. The End-Payer site says the claims process will open at a later date.
The nearest milestone is the Bausch/Lannett AG settlement, which has a final approval hearing on May 27, 2026. The exclusion and objection deadline for that settlement is May 6, 2026. Even after final approval, it typically takes additional months before claim forms are launched and payments are distributed.
The AG program appears to be waiting to accumulate money from multiple settlements before opening claims, so that distributions can be larger and more efficient. The End-Payer program is following a similar approach. Both programs have said they will notify registrants when claim forms are available.
Do I Need to File Separate Claims on Each Site?
Yes. If you qualify under both the AG consumer program and the End-Payer federal class action, you would need to file separate claims on each site when the time comes. Filing on one site does not automatically count as a claim on the other. They are independent legal programs with different rules, timelines, and claim processes.
Within the End-Payer program, each settlement group (Apotex/Heritage, Sun/Taro, Sandoz) will also have its own claim form. You may need to file a separate claim for each group depending on which drugs you purchased and which manufacturers made them.
What Should I Do Right Now?
Register on both official websites so you will be emailed when claim forms become available. You do not need to register on both sites to preserve your rights — you are automatically included in the settlement classes unless you choose to opt out — but registering ensures you will not miss the claim window.
AG Consumer Program: Register here or call 1-866-290-0182
End-Payer Program: Register here or call 1-877-316-0171
If you already registered on either site, you do not need to register again.
While you wait, gather any pharmacy records, prescription receipts, insurance explanation of benefits (EOB) statements, or other documentation showing which generic drugs you purchased and when. This information may be needed when claim forms open.
Important Dates
Bausch/Lannett AG Exclusion/Objection Deadline: May 6, 2026
Bausch/Lannett AG Final Approval Hearing: May 27, 2026 (U.S. District Court, District of Connecticut)
First Trial (State AG cases): Expected late 2026, Hartford, Connecticut
Claim Form Launch (both programs): Date TBD — register for updates
February 2026 Update: Bausch, Lannett, and the New Novartis Lawsuit
On February 2, 2026, a coalition of 48 states and territories announced two new AG settlements with Lannett Company Inc. ($13.77 million) and Bausch Health ($4.08 million), totaling $17.85 million. Both companies agreed to cooperate with the ongoing litigation against 30 remaining corporate defendants and 25 individual executives. Both companies also agreed to implement antitrust compliance programs with annual training for sales and management staff.
On the same day, 42 states and territories filed a brand new lawsuit against Novartis AG and its subsidiaries Sandoz Group AG and Sandoz AG. The complaint alleges Novartis ran a campaign to conspire with other generic manufacturers to fix prices, allocate markets, and rig bids for 31 different generic drugs. The complaint also alleges Novartis fraudulently transferred and drained assets from Sandoz Inc. — a separate entity already named as a defendant in the existing cases — and spun off Sandoz to shield Novartis from liability.
Case Information
Federal MDL: In re Generic Pharmaceuticals Pricing Antitrust Litigation, No. 16-MD-2724 (E.D. Pa.)
AG Cases: Three complaints filed by 48+ state AGs in the U.S. District Court for the District of Connecticut
Combined Settlement Total: Over $850 million across all programs
Class Period: May 1, 2009 to December 31, 2019 (varies by settlement)
Drugs Covered: Hundreds of common generics — see full list
End-Payer Class Counsel: Fine, Kaplan and Black, R.P.C.
Weather Modification Negligence Case
Are You in Florida? I proved negligence in undisclosed weather tests harming my client’s health and secured a $70,000 win per claim. Find out if you are eligible.